Privacy Policy 

Uponly Technologies Private Limited (“uponly”/”Company”) recognizes the importance of maintaining your privacy. The Company is committed to maintain the confidentiality, integrity and security of all information of its users. This Privacy Policy describes how we collect, store, handle and transfer certain information received from you via the use of our platform. This Privacy Policy applies to the visitors and our existing and future customers. By visiting and/or using our services, you are accepting and consenting to the practices described in this Privacy Policy.

By using or continuing to use our services you agree to our use of your information (including sensitive personal information as defined under the Information Technology Act 2000, applicable rules, notification etc.) in accordance with this Privacy Policy, as may be amended from time to time.

Controllers of Personal Information

Your Personal data/information will be collected and stored at servers located in India by Uponly Technologies Private Limited along with its parent company (including its representatives, affiliates, and business partners).

What Personal Information we gather about you?

The information we learn from customers helps us personalize and continually improve your experience. Here are the types of information we gather:

• We receive and store any information or document you enter or upload on our platform or give us in any other way, in line with the product or service opted by you and as required by us or our business partners, including your personal information like first name, last name, email address, date of birth, residence city, etc. You can choose not to provide certain information but then you might not be able to take advantage of many of our services and features. We neither collect nor store your biometric information.
• We may also have one-time access to your camera, microphone, location, and mobile device and store such information only for the purpose of onboarding or KYC requirements with your explicit consent, in accordance with the Digital Lending guidelines issued by RBI.
• We might receive information about you from other sources and add it to our account information.

We collect Cookies

We receive and store certain types of information whenever you interact with us. For example, we use "cookies" and obtain certain types of information when your web browser accesses our platform or advertisements and other content served by or on behalf of us on other websites. A cookie is a piece of data stored on the user's computer tied to information about the user.

However, because cookies allow you to take advantage of some essential features, we recommend that you leave them turned on. For instance, if you block or otherwise reject our cookies, you may not be able to use any services that require you to sign in.

How do We Use The Information

We collect your information when you register for an account, when you use our products or services, or visit our platform's pages. When you register with us, you are asked for your first name, last name, state and city of residence, email address, date of birth, and sex. Once you register and sign in, you are not anonymous to us. You are also asked for your contact number during registration and may be sent SMS notifications about our services to your wireless device.

Purpose for collecting information:

• To facilitate the services you request, to improve and personalize your experience with us.
• To respond to your inquiries, complaints, and requests for support.
• To communicate with you about products and services that may be of interest to you.
• To conduct analytics and research regarding the use of our services.
• To comply with legal obligations and enforce our Terms of Service.

Disclosure to Third Parties

We may share your information with third parties who assist us in providing our services, including but not limited to service providers, vendors, and business partners. These third parties are obligated to protect your information and are not permitted to use it for any purpose other than as specified by us.

Data Storage

We take appropriate security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information stored on our servers. However, please remember that no method of transmission over the internet or method of electronic storage is 100% secure.

Compliance with RBI Guidelines

We comply with the Reserve Bank of India's digital lending guidelines concerning the collection, storage, and usage of personal information. This includes obtaining consent where necessary and ensuring secure storage of sensitive data.

User Control Over Information

You have the right to access, modify, or delete your personal information stored with us. You can also opt-out of receiving marketing communications from us at any time by following the unsubscribe instructions included in our emails.

This Privacy Policy may be updated from time to time. Please review it periodically for any changes.